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FREE Olay Anti-Aging Eye Roller
Some days I definitely feel older than I deserve. This is mainly due to the fact that my children are sucking the life out of me. I say that in most loving way possible. They are killing me softly. I can’t prevent them from doing their worst but I can try every lotion, potion and creme to help me stay close to my fictional age of 28. You can imagine how happy I was to find out a great deal on an anti-aging product. Here’s hoping it works! 
Here is a deal I just can’t resist. Shopko has OLAY Regenerist products for $17.99 each. I have a rebate form for $20 with the purchase of a Olay Regenerist Anti-Aging Eye Roller and Pantene shampoo or conditioner. This makes your complete purchase FREE!
http://www.olay.com/Club_Olay/sep2009/images/Regenerist_Pantene_Rebate_Form.pdf
Here is another Olay rebate form for a FREE Olay Anti-Aging Eye Roller when you buy 2 Olay Regenerist products. Click here: http://www.olay.com/Club_Olay/sept2009/images/Regenerist_Rebate_Form.pdf
Special thanks to Margie for sharing this rebate offer!
Great Deal on Carpet Cleaning
With Lyric crawling now and Noah still putting things he shouldn’t in his mouth I decided it was time to get my carpets cleaned. We have lived in the house for three years and I’m embarrassed to say this is the first time I was having the carpets professionally cleaned. I didn’t think they were that bad and I was reluctant to pay an arm and a leg to get the job done.
After getting several bids I chose Harman Family Carpet Cleaning. They are a small family run business and locally owned so I felt like I was doing my part to stimulate our local economy. Plus, they gave me the best deal!
Scott, the owner, made an appointment to fit my schedule, he was on time and the carpets look awesome. It took about an hour to clean the whole house and about an hour later the carpets were dry. The best part of the experience was that I only paid $100 for my entire house (6 rooms, hall and stairs).
If you are needing your carpets cleaned but have been putting it off because of cost you should consider Harman Family Carpet Cleaning.
Harman Family Carpet Cleaning
Scott’s cell 989-7460
Business 319-0494
harmancarpets@netzero.net
www.harmanfamilycarpetcleaning.com
Great Deal On Stay-cation 5th Person FREE $750 ALL-INCLUSIVE
I love the great outdoors and with our budget even tighter this year we will be taking advantage of local staycations. Not only are staycations convenient but they can be very economical.
| “A staycation (or stay-cation, or stacation) is a neologism for a period of time in which an individual or family stays at home and relaxes at home or takes day trips from their home to area attractions. Staycations have achieved high popularity in current hard economic times in which unemployment levels and gas prices are high.” |
I contacted a highly recommended white water river outfitter and negotiated a great price for a group (12-19) of us to experience an all-inclusive 3 day white water experience. I was so impressed with our trip and the great deal we got I couldn’t keep this to myself. For MomsFirstStop.com readers, this summer ONLY, I negotiated a sweet staycation:
–
Jacob & Tricia Warren, Owners
North Star River Expeditions, Inc.
PO Box 906
McCall, ID 83638
208-634-2296
877-610-3200
Take Your Kids to the Movies For FREE
REG’s Free Family Film Festival is Now Showing!
When school’s out, kids around the country visit selected Regal theatres for the Free Family Film Festival. It’s a fun-filled nine weeks of movies for kids and parents. Since 1991, Regal has provided this service to the community, and best of all it’s FREE!
Selected G & PG movies start at 10AM each Tuesday and Wednesday during the festival. First-come, first-served seating is limited to theatre capacity. The Free Family Film Festival is safe, lots of fun and a great way for kids to spend a weekday morning in the summer.
Tickets for our 2009 Free Family Film Festival are exclusively available at select theatres’ box office on the day of the show.
You can also select a state from the link below to find participating theatres in your area along with what films are playing each week!
http://www.regmovies.com/nowshowing/familyfilmfestivalschedule.aspx?state=ID
| Boise Downtown Stadium 9 760 Broad Street Boise ,ID 83702 208-338-7465 |
|
| 06/23/2009-06/24/2009 | Space Chimps (G) |
| Madagascar 2: Escape To Africa (PG) | |
| 06/30/2009-07/01/2009 | Pirates Who Don’t Do Anything: Veggie Tale Movie (G) |
| Evan Almighty (PG) | |
| 07/07/2009-07/08/2009 | Kit Kittredge: American Girl (G) |
| Nim’s Island (PG) | |
| 07/14/2009-07/15/2009 | Horton Hears A Who (G) |
| Inkheart (PG) | |
| 07/21/2009-07/22/2009 | The Tale Of Despereaux (G) |
| Kung Fu Panda (PG) | |
| 07/28/2009-07/29/2009 | Everyone’s Hero (G) |
| Surf’s Up (PG) | |
| 08/04/2009-08/05/2009 | All Dogs Go To Heaven 2 (G) |
| Journey To The Center Of The Earth (PG) | |
| 08/11/2009-08/12/2009 | Mr. Magorium’s Wonder Emporium (G) |
| Bee Movie (PG) | |
| Check for regular Movies and Showtimes | |
| Boise Stadium 22 & IMAX 7701 W Overland Road Boise ,ID 83709-1628 208-377-9603 |
|
| 06/23/2009-06/25/2009 | Pirates Who Don’t Do Anything: Veggie Tale Movie (G) |
| Evan Almighty (PG) | |
| 06/30/2009-07/02/2009 | Kit Kittredge: American Girl (G) |
| Nim’s Island (PG) | |
| 07/07/2009-07/09/2009 | Horton Hears A Who (G) |
| Inkheart (PG) | |
| 07/14/2009-07/16/2009 | The Tale Of Despereaux (G) |
| Kung Fu Panda (PG) | |
| 07/21/2009-07/23/2009 | Everyone’s Hero (G) |
| Surf’s Up (PG) | |
| 07/28/2009-07/30/2009 | All Dogs Go To Heaven 2 (G) |
| Journey To The Center Of The Earth (PG) | |
| 08/04/2009-08/06/2009 | Mr. Magorium’s Wonder Emporium (G) |
| Bee Movie (PG) | |
| 08/11/2009-08/13/2009 | Mr. Bean’s Holiday (G) |
| Alvin And The Chipmunks (PG) | |
| Check for regular Movies and Showtimes | |
Father’s Day Freebies & Fun
You don’t have to spend a lot of money to show the dad in your life how much you love and appreciate them. Take the time this Sunday and treat the dad in your life to something special. Here are just a few ideas that won’t hurt your wallet BUT will share some love.
Free Cone at TCBY
At certain http://www.tcby.com/ (say it with us…only some locations…) Dads are entitled to a free cone or cup full of tasty frozen yogurt! Call ahead to be sure that your location is participating, then head on over on June 21!
Free Entrée at T.G.I. Friday’s
Through June 22 you can take Dad out for lunch or dinner and get his meal free. Friday’s has a http://www.tgifridays.com/ entrée coupon that will entitle you to a free entrée.
Free $10 Gift Card
For Father’s Day you can take Pop to Outback and choose from a special new menu of 15 meals under $15. What’s even better is that at the end of the meal Dad will walk away with a free $10 gift card to use on his next trip. http://www.outback.com/foodandmenus/fathersday2009.aspx
Carinos Italian http://www.playpick2.com/ Win free food instantly.
Wendy’s Father’s Day Frosty Weekendhttp://www.wendys.com/
| Saturday, June 20 – Sunday, June 21, 2009 |
| Fifty cents from every Frosty sold will be donated to the Dave Thomas Foundation for Adoption. Patrons have the option of purchasing a Frosty pin up for $1 or creating a Father’s Day eCard at FrostyCard.com and 50¢ of each design will benefit the DTFA. |
Father’s Day Ride & BBQ
| ww.highdeserthd.com |
|
Live Music, BBQ, Free Bike Wash & a Father’s Day Ride! |
| Saturday, June 20, 2009, 9am – 6pm |
| High Desert Harley-Davidson 2310 E. Cinema Dr. Meridian, ID 83642 |
Woodriver Cellars Father’s Day BBQ www.woodrivercellars.com
|
Bring dad out to Woodriver Cellars on Sunday, June 21st for a low key BBQ and fun activities, including Bocce Ball, fishing at our pond, and live music performed by The B3 Side. No admission charge, so bring the whole family! |
CVS.com coupon: Free 8×10″ print CVS Photo Center offers an http://www.cvsphoto.com/home.aspx for free via coupon code “FREE8X10″. That’s the best such offer we’ve seen from CVS. Shipping adds 99 cents or opt for free in-store pickup. Coupon ends June 21.
Coupons For Dummies
This may come as a surprise to some of you but I just recently started using coupons. I always liked the idea of coupons but they also seemed a little too complex and quite frankly a pain to deal with. Given the times I decided to give it a try and see if they are worth all the hassle.
My first baby step into using coupons was to subscribe to a friends website http://stretchingyourdollarsnewsletter.com/. Its geared for Southern Idaho but it still made the whole process easier. She goes through the local stores sales, all coupons available and tells you what you should buy, where and how much you’ll pay. She spends hours doing this so you don’t have too. There are several sites like this but I use this one.
Here are a few tips for those of you that are wanting to join the couponing adventure:
1. Collect your coupons in a small organizer so you can carry it with you and you know what you have.
2. The Sunday paper is a great place to see all the local stores sales and get coupons. You can also print them online:
www.smartsource.com
www.coupon.com
www.couponbug.com
www.redplum.com
3. Some stores will double the value of your coupon. - Albertson’s has “doubler” coupons in their ad (you can pick them up at the front of the store). Use the doubler coupon to double the value of your manufacturer coupon up to $1. You can get a lot of items free this way.
4. Some stores will honor other stores sales ads. - Rite-aid will match competitors prices if you bring the ad. Walmart will also match prices. *This is nice because you don’t have to drive all over town for sale items.
5. Don’t be suckered into buying something just because you have a coupon. - The only time I buy something not on my list is if the items is really cheap or its free.
6. Sign up for the stores rewards card. Fred Meyers, Albertsons, ect. - You get extra saving and coupons. *Since I buy lots of diapers, wipes, baby food and formula I will get special coupons for those type of items. Last week I got a $10 off coupon for formula!
7. If you are making a trip to a store for just a few items make a trip out of it. - About once a week I meet my sister for coffee at Fred Meyer. We do this because they have “Freddies Play Land” which is FREE childcare for 1 hour. We drop off the kids, get a coffee and pick up the items that are on sale. We save money and its fun for moms and kids!
8. Don’t be afraid to ask. - If the store is out of a sale item don’t be afraid to ask if they will give you a rain check. Ask if they will take competitors coupons or price match.
9. Shop during off hours. - If you have a lot of coupons or if you may need help it’s better to shop when the store isn’t busy. The store staff will be a lot more accommodating and you won’t hold up the lines when checking out.
Yes, couponing can be a hassle but bottom line is that if you do a little home work before you go to the store including getting your coupons organized you can save a lot of money. I save about 30% per grocery trip just by doing this.
I’m still learning about coupons and saving money at the grocery store so if you have advice for a novice please email angela@momsfirststop.com or post to the group. Helping others save money is a great way to share the love!
Another Great Read:
8 Cheap to Free Childcare Options When You Need a Little “me time”
Making Homes Affordable Program: First Hand Experience
Several months ago I encouraged you all to go out and see if you qualify for the “Making Home Affordable” program http://www.financialstability.gov/. I took the time to read through the website and walk through the steps to see if our mortgage would qualify. I checked with Fanni Mae and Freddie Mac and both indicated that they did NOT hold our loan. My next step was to look at a traditional loan since interest rates are so good right now so I call my mortgage company, Wells Fargo and the first thing their automated message said was that our loan WAS held by Fannie Mae.
Point 1: Double check with your mortgage company to see if you qualify.
Point 2: If you don’t qualify you may qualify for a “stream line loan” through your mortgage company which means you won’t have to pay the typical refinancing fees.
I immediately called my local Wells Fargo mortgage representative, Victor. Victor gave me excellent information and he explained to me some of the options Wells Fargo could do for us. He also gave me two numbers to call to get the process started. 1-877-937-9357 1-800-678-7986
Point 3: If you know you qualify start the process ASAP since it will take several months to get your mortgage modified. We faxed our information in April and we won’t have an answer till July (best case).
When you call make sure you tell them you want to apply for the “making home affordable program”. They will ask several questions like: are you current on your payments? If you are not current you won’t qualify. Are you planning on staying in your home? Again, they want to make sure you are serious about keeping your house and making your payments.
Once they get your information they will need you to fax in these things:
Hardship letter *signed, last 4-digits of SS#, Loan number and dated by the loan holders
last 2 pay stubs *all working loan holders
expenses and debts *signed, last 4-digits of SS#, Loan number and dated by the loan holders
**They gave me two fax numbers so I faxed to both.**
ATTENTION - Loss Mitigation for Wells Fargo 800-678-7986
Fax 866-590-8910
Fax 866-359-7363
Call to confirm 800-416-1472
Loan #
Point 4: Please note there are more than one fax number and phone numbers. I kept them all and used them all. Once you fax in your information call to confirm they received the fax.
Point 5: Call once every 1-2 weeks to verify your paper work is being reviewed and if they need additional information.
Hardship Letter Example
Name
Address
last 4-digits of SS#
Loan number
Phone number
To Whom this may concern,
Over the last year we have experienced several difficulties and significant life events that have impacted us financially. To date we are current on all of our bills and have made significant cuts and used a large portion of our savings in order to keep current on all debts and to maintain our credit rating. Below is the chronological order of the last 12 months that have created a financial hardship for our family.
April 2008 - medical leave because of a complication with pregnancy
July 2008 - Hospital stay
July 2008 - taken via ambulance to the hospital for an emergency c-section. Baby was born 2 months premature and spent 22 days in the NICU. Baby also required monthly doctors visits that included special shots because of her prematurity.
September - Home depreciated drastically
October 2008 - (18 month old son) was taken to the emergency room.
November 2008 - Loss of job
November 2008 - out patient surgery
December 2008 - out patient surgery.
January 2009 - company wide 5% pay decrease and announced they would be laying off 5000 employees
January 2009 - admitted to the hospital for 7 days for an infection which included surgery.
*From April 2008 - April 2009 we had medical bills exceeding $100,000.
Monthly Expense Examples
Food
Utilities (power, water, gas)
mortgage and taxes
Home owners association
Phone
insurance (home and car)
cable
medical, vision, dental insurance
Gas (transportation) -
Medical bills
Misc. (clothing, toiletries, gifts, etc.)
Child care
Sewer & Garbage
Point 6: You need to be your own advocate. No one else is going to make sure you and your family is taken care of. You can lower your mortgage payment and You don’t have to lose your home. Be tenacious, get your paper work in order, fax it in, and call often.
I will be updating our progress through this process and of course sharing with you. There isn’t a single family that hasn’t been affected by the economy so whatever your situation is, there is help so take advantage. Please email me if I can help you in any way or you have questions regarding my experience with getting our mortgage retooled. angela@momsfirststop.com
Want to read more:
How To Get 2% Interest Rate on 30 Year Mortgage
Kid’s Eat Free
MONDAY
Cafe Ole
210 N. Milwaukee
Boise , ID
(208)322-0222
Comments: For every (1) regular dinner entree purchased. 2 meals from the children’s menu are free. Enjoy a piñata bust for the kids! 4pm to closed.
Fiesta Guadalajara
3552 S. Findley Ave
Kids Eat for $1 with purchase of an adult combo meal.
American Cafe
All Day - 1 child ages 10 & under per adult entree purchased - Item from Kid’s Menu (Does NOT include drink).
Applebee’s
All day, get one free kids meal with the purchase of one adult entree. Additional kids eat for only $1.00! Kids also get a free sundae upon request only.
Backyard Burgers
Buy one adult combo meal and get a kids meal free for kids 12 and under from 4 p.m. to close.
Buffalo Wild Wings
5 p.m. - 8 p.m. Children ages 12 and under eat for 99¢ from the kid’s menu.
Chartroose Caboose
Kids eat free 5 p.m. to close
Cinzetti’s
5 p.m. - 9 p.m. Children ages 12 and under eat dinner free.
Fuddruckers
4 p.m. - 9 p.m Children ages 12 and under eat for 99¢ from the kid’s menu (Drink is included).
IHOP
4:00pm - 8:00pm - Kids ages 12 & under eat free- 1 FREE Kids’ Menu item per Adult entree purchase (Drink NOT included).
KC Masterpiece
4 p.m. - close Children ages 12 and under eat free from the kid’s menu.
Moe’s Southwest Grill
Kids eat free with purchase of adult entree.
Quaker Steak and Lube
5:00 PM - 10:00 PM FREE Kid meals (one per paying adult), FREE video games. $.25 wings 3-6!! Adult Specials- $6 PBR Pithcers $14.99 Coors Light Lube Tube (that’s 100 oz of beer!).
Rio Wraps Free kids meal w/ the purchase of any Rio Classic, Deli, Unwrapped or Low-Cal sandwich. Dine in Only - 12 and under. Spinnakers
Kids eat free all day.
Villa Rosa Italian Restaurant
Kids eat free.
Zaxby’s
3pm - 10pm Kids 10 and under - Kids menu items available for $.99 - Includes a drink (Up to 3 children per adult meal purchase).
The Lonestar Steak House
8799 W. Franklin Road
Boise, ID 83709
208-377-5565
Two kids eat free off Kids’ Menu with the purchase of any entree.
American Cafe
All Day - 1 child ages 10 & under per adult entree purchased - Item from Kid’s Menu (Does NOT include drink).
Backyard Burgers
Buy one adult combo meal and get a kids meal free for kids 12 and under from 4 p.m. to close.
Beef O’ Brady’s
4 - 8pm kids 12 and under eat free with adult entree purchase.
Black Eyed Pea
After 5pm kids 12 and under receive a free kids meal w/ every adult meal purchased.
Cafe Mi Aroma
After 5:00 pm - 1 child ages 11 & under per adult entree purchased-Up to $5.79 Value (Does NOT include drink).
Champps
ALL kids eat free, no limit per one adult entree.
Chick fil A
1 free kids meal with each combo meal purchased. (Remember to check your location to see if they Participate).
Cinzetti’s
5 p.m. - 9 p.m. Children ages 12 and under eat dinner free.
Denny’s
4 - 10pm kids eat free up to two entrees per adult meal purchased.
Fazoli’s
5 p.m. - 8 p.m. Children ages 12 and under eat off the kid’s menu for 99¢.
Fuddruckers
4 p.m. - 9 p.m. Children ages 12 and under eat for 99¢ from the kid’s menu. (Drink is included).
Godfather’s Pizza
11 a.m. - 2 p.m. and 5 p.m. - 8 pm Children ages 10 and under eat from the buffet for free.
Golden Corral
Kids eat for $1.99 (3 and under are free).
IHOP
4:00pm - 8:00pm - Kids ages 12 & under eat free- 1 FREE Kids’ Menu item per Adult entree purchase (Drink NOT included).
KC Masterpiece
4 p.m. - close Children ages 12 and under eat free from the kid’s menu.
Lonestar Steakhouse
2 kids eat free with each adult entree.
Perkins Restaurants
Kids eat free All Day.
Pizza Street
4 p.m. - 8 p.m Children ages 9 and under purchase a child’s drink and child eats free.
Planet Sub
4 p.m. - close Children ages 11 and under receive a free kid’s meal.
Ponderosa Steak House
4 p.m. - close Kids eat free.
Salty Iguana Mexican Restaurant
Kids eat free All Day - Children ages 12 and under eat free off the kid’s menu.
Tony Roma’s
Kids 12 and under get a choice of six entrees, an appetizer, dessert and drink.
American Cafe
All Day - 1 child ages 10 & under per adult entree purchased - Item from Kid’s Menu (Does NOT include drink).
Damon’s
1 free kids meal w/ each adult entrée
IHOP
4:00pm - 8:00pm - Kids ages 12 & under eat free- 1 FREE Kids’ Menu item per Adult entree purchase (Drink NOT included).
KC Masterpiece
4 p.m. - close Children ages 12 and under eat free from the kid’s menu.
Luby’s
Kids eat free w/ adult purchase after 4:30pm.
Lucille’s Bad to the Bone BBQ
Two free kids’ meals per adult entree for ages 12 and under.
Rainforest Cafe
Kids eat free 5 p.m. - close.
Zarda Bar-B-Q
Kids eat free All Day.
American Cafe
All Day - 1 child ages 10 & under per adult entree purchased - Item from Kid’s Menu (Does NOT include drink).
Captain D’S
2 children’s meals may be purchased for $.99 each per adult dinner purchased.
IHOP
4:00pm - 8:00pm - Kids ages 12 & under eat free- 1 FREE Kids’ Menu item per Adult entree purchase (Drink NOT included).
KC Masterpiece
4 p.m. - close Children ages 12 and under eat free from the kid’s menu.
Piccadilly
All Day Kid’s Meals are 99¢ and Kid’s Big Meals are $1.99.
American Cafe
All Day - 1 child ages 10 & under per adult entree purchased - Item from Kid’s Menu (Does NOT include drink).
American Cafe
1 child ages 10 & under per adult entree purchased - Item from Kid’s Menu (Does NOT include drink).
Denny’s
4-10 p.m. Kids eat free up to two entrees per adult meal purchased.
Lonestar Steakhouse
11am - 4pm 2 kids eat free with each adult entree.
Luby’s
Kids eat free w/ adult purchase all day (excluding lunch).
Piccadilly
All Day Kid’s Meals are 99¢ and Kid’s Big Meals are $1.99 (11am-4pm).
Dicky’s BBQ Pit
2845 E Overland Rd
kids under 12 eat free (one child per paying adult) on Sundays at Dickey’s.
American Cafe
All Day - 1 child ages 10 & under per adult entree purchased - Item from Kid’s Menu (Does NOT include drink).
Arriba Mexican Grill
Kids eat free - One kids meal per adult entree.
Chartroose Caboose
All Day.
Garcia’s Mexican Restaurant
Kids’ Special! $1.49 kid’s meal w/ purchase of adult entree.
Hooter’s
Kid’s eat free 11am - 11pm.
Jose Pepper’s Authentic Mexican Food
Kids eat free All Day.
La Mesa Mexican Restaurant
All Day Children ages 12 and under eat for 1 penny from the from kid’s menu.
Planet Sub
Get a free kids meal with each adult meal purchased.
The River Styx Grille
Kids eat for $.99 w/ purchase of adult entree 11am - 7pm. Limit 2 kids per adult entree.
Salsaritas
Kids Meal is free w/ purchase of adult entree.
Sunset Grill
Kids eat free All Day.
Villa Rosa Italian Restaurant
Kids eat free.
Zebb’s Deluxe Bar & Grill
Bring the kids, up to 10 years of age, anytime and for each adult meal, choose a free kids meal (a value of up to $3.99).
More
FREE Food at TGI Friday’s
Like most family’s we are looking to save money any way we can. One of the first things we cut is going out to eat. Well, thanks to TGI Friday’s date night is back. Share this coupon and use it over and over again.
*Special thanks to Shawnie for sharing this great deal!
For other great deals check out
Going Green: Before it was cool
Going Green: Stop Junk Mail and Save a Tree
FREE 8X8 Photo Book From Shutterfly
Make this Valentine’s Day special. Place an order and you’ll receive a reward for free 8×8 photo book (a $29.99 value) in a future order.*
Once your order has shipped, you’ll have until January 28, 2009 to redeem your photo book reward.
Place your order by January 19, 2009.
Enter code FREEPHOTOBOOK in your shopping cart.